Fraudulent Use or Possession of Identifying Information

• A. Issuing a Bad Check
• B. Stealing/Receiving Stolen Check
• C. Credit/Debit Card Abuse
• D. Fraudulent Use or Possession of Identifying Information

Answer: (D)

This item tests identity-related crime: using or possessing someone else’s identifying information to commit fraud. The offense is committed when a person knowingly uses or keeps another person’s identifying details—like name, Social Security number, date of birth, driver’s license number—with the intent to fraudulently obtain something of value or services. It specifically targets the misuse of identifiers, which is different from misusing a financial instrument or card.

That’s why this option is the best fit: it directly describes fraudulent use or possession of identifying information, the act of impersonating someone to gain money, credit, or advantages. The other crimes describe issues with checks or card abuse, which involve different mechanics (writing bad checks, handling stolen checks, or abusing card data) and do not center on the illegal use of someone’s identifying information.